Central Bank of India Q4 Result: Net Profit up by 28%

Central Bank of India Q4 Results are out now. Bank Reported Net Profit up by 28.13 % to ₹ 1034 crore in Q4FY25 against ₹ 807 crore in Q4FY24. Central Bank of India Total Income (Interest Income plus Non-Interest Income) for Q4FY25 improved by 7.57%, from ₹ 9699 crore in Q4FY24 to ₹ 10433 crore for Q4FY25.

Central Bank of India Return on Assets (ROA) improved to 0.90% for Q4FY25 as against 0.76% for Q4FY24. Bank’s Return on Equity (ROE) also improved to 13.21 % for Q4FY25 as against 11.68 % for Q4FY24.

Total Business of the Bank stood at ₹ 702798 crores as on March 31, 2025, as against ₹ 636756 crores, registering growth of ₹ 66042 crores (10.37%) on YoY basis. Total Deposits have increased by ₹ 27686 crores and stood at ₹ 412697 crores as on March 31, 2025, as compared to ₹ 385011 crores as at the end of March 31, 2024, reflecting an increase of 7.19% on YoY basis.

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Central Bank of India Gross Advances increased by ₹ 38356 crores (15.24%) on YoY basis and stood at ₹ 290101 crores as on March 31, 2025, as against ₹ 251745 crores as on March 31, 2024. RAM (Retail, Agriculture & MSME) business grew by 16.13 %. The individual sector-wise growth stood at 15.72 % (₹ 82383 crore), 13.88 % (₹ 52456 crore) & 18.79% (₹ 59243 crore), respectively, for Retail, Agriculture & MSME.

Central Bank of India Gross NPA improved to 3.18 %, registering an improvement of 132 bps over 4.50%. Net NPA improved to 0.55 %, registering an improvement of 68 bps over 1.23%.