Paytm Money Introduces Reduced Interest Rates and Revised Brokerage for Pay Later
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Paytm Money, a wholly-owned subsidiary of One 97 Communications Limited (OCL) announced new cost-effective interest rates and brokerage structures for its recently launched Pay Later (MTF—Margin Trading Facility) offering. With this, the platform hopes to drive affordability for both retail and high-value investors.
The newly introduced slab-based interest rates, starting at 9.75% per annum (p.a.), down from the current flat 14.99% p.a., are based on funding book size. The platform has also introduced a revised brokerage of 0.1% per trade that balances affordability and platform sustainability.
Retail investors can now access Pay Later (MTF) at an industry-leading rate of 9.75% p.a., making it easier to start trading affordably. Additionally, high-value traders with a funding book size above ₹25 lakh will also benefit from the same 9.75% p.a. interest rate, incentivizing greater trading activity and deeper engagement. Investors with a book size of between ₹1 lakh and ₹25 lakh will have a 14.99% p.a. interest rate.
The revised interest rates will be applicable starting April 18, 2025, while the updated brokerage of 0.1% per trade will be applicable from May 18, 2025.
