Bajaj Housing Finance’s Stock declined 1% today after the company reported muted Q1 results. Bajaj Housing Finance reported a net profit of 583 crores in Q1 FY26, which is 21% higher than the 483 crores reported in the same quarter last year. In Previous Quarter Q4 FY25, the Company reported 586 crores of Profit, which is slightly higher than the recent profit.
The Company reported 2616 crores of income through total revenue from operations, which is 18% higher than last year’s 2209 crores. Bajaj Housing Finance Asset Under Management reported at 1,20,420 crores, which is 24% higher than last year’s 97,071 crores.
Bajaj Housing Finance Loan Assets also grew 24% compared to last year. Bajaj Housing Finance reported 1,05,954 crores of loan assets. Bajaj Housing Finance Net worth stood at 20,508 crores as of Q1 FY26.
Bajaj Housing Finance Asset quality remained healthy with Gross NPA at 0.30%, Net NPA at 0.13%. One thing that needs to be mentioned is Loan losses and provisions reported at 41 crores in Q1 FY26, which is way higher than last year’s 10 crores.
Today, Bajaj Housing Finance Stock crashed almost 1% due to muted Q1 Results. Jio Financial Services also enters into home loan businesses, and that would be another level of competition for Bajaj Group.
Bajaj Housing Finance Stock Trading at high valuation with almost 45 PE Ratio, which is higher than the sector PE Ratio of 17.